Small Business Health Insurance

 

Small Business Health Insurance

 
Successful small business expansions and new formations lead the way in creating new markets, innovations and jobs that fuel economic growth and prosperity.

In recognition of the importance of small business to a strong economy, The Travelers Companies has joined with the U.S. Small Business Administration (SBA) to help meet the information needs of existing business owners and aspiring entrepreneurs.

Structuring Your First Benefits Plan

Health insurance is the second most-coveted fringe benefit in America today — behind only paid vacation.Yet only half of employers with fewer than 10 employees offer it, some because of the price tag.

Cost, of course, is a major consideration.But in today’s environment of managed care plans and increase cost-sharing with employees, it doesn’t have to be an overriding issue.

Structuring your benefits plan properly — with an eye on the quality and cost of care — can help you attract and retain qualified employees.

Where to Start

When considering your first benefits plan, begin by determining the needs of your employees.You may want to sit down with them to discuss options, making